The money you need, the hassles you don't
Rates as low as 7.74% APR*
Check your rate without affecting your credit score!
Rates as low as 7.74% APR*
Check your rate without affecting your credit score!
As low as 7.74% APR*
Terms up to 60 months
Loans up to $50,000
Jennifer J. Omalley
Christian T. Jackson
Connie L. Raymond
Personal Loan Basics: The Basics to Borrowing Money
What to Know Before Taking Out a Personal Loan
Personal Loan vs. Personal Line of Credit: What are the Differences?
Personal Loan rates range from 7.74% to 17.99% APR.
Rates and offers current as of July 2023 and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your loan term and creditworthiness, which includes an evaluation of your credit history and the length of your MOTrust membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.
Loan Payment Example: A $50,000 personal loan financed at 7.74% APR would amount to 36 monthly payments of approximately $1,560.83 each.
†The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.